＋设为首页 ＋添加到收藏夹
implementing industry standards for business processes can do far more than provide a common protocol for operations. once commodity information or documents are standardized, it makes sense to look at what common actions need to be taken on that data or document - and standardize those as well. from the technology industrys rosettanet standards for supply chain interaction, to the automotive industry action groups interoperability initiative for inventory visibility, industries are advancing on standards for implementing business actions and for executing business processes.
the advantage of standardized process lies in the types of business automation it makes possible. with document and communications standards that are relatively mature, and a number of tasks - from credit requests to title, mortgages, and flood insurance checks - that are common to every lender, the mortgage industry is one in which automation is an attractive option with benefits ranging from time and costs saved to more secure transactions.
were helping mortgage banking customers use web services to do more than automate simple message exchange, and speed and streamline their operations. from our experience, we anticipate interest in mismo standards-based interoperability will quicken deployment of web services over the next 12-18 months. this article explains how web services can be used to facilitate standards-based operation, using mismo guidelines as examples.
what is mismo?
according to fannie mae, the nations largest source of financing for home mortgages, in 2002 secondary market investors purchased about 73% of all mortgage loans made in the united states. that year, fannie mae also issued its first requirements for the electronic creation, sale, and delivery of mortgages, based on the mortgage banking associations (mba) securable, manageable, archivable,... 下一页